Partner programme
Refer the transaction. Keep the client.
Most of what we do arrives through someone who already advises the client. This page sets out how that actually works, what your client gets, and what we will never do.
Who this is for
Four kinds of professional, one reason each.
Mortgage or finance broker
A file rebuilt from source documents lands differently. On white-label work the lodgement stays yours, and that is written into the engagement.
The case in fullAccountant
The transaction lands on your desk mid-deal, on a week you did not plan. We do not do compliance, ever, so the client stays yours.
The case in fullBusiness broker
Deals fall over at finance more often than at price. We qualify the buyer's funding early, and introduce the specialist who tests the numbers.
The case in fullBusiness buyers agent
You represent the buyer and do not do the financial verification. Neither do we, which is one less firm in the deal with a reason to hold on to your client.
The case in fullHow to send a client
Two pathways. Your call.
Refer the client for finance and we make sure they are taken care of end to end, with any lending referred on to The Lending Lab, or pick and choose exactly which services you want us to complete. Both start the same way: send the scenario and you have a fixed fee in writing within two business days.
Pathway 1: Refer the client for finance
One referral, and the whole matter is taken care of.
Refer your client for the finance and we look after the rest. We do not arrange finance ourselves: the lending is referred to The Lending Lab, where Nick is a credit representative, and we wrap the advisory services around it: the documents, the modelling, the capacity work, so nothing falls between advisers. Diligence is no longer one of them; we introduce an independent specialist and take nothing for it. Where a broker introduced the client, the lending stays with that broker.
Start a finance referralPathway 2: Pick the services you need
Choose exactly what you want done, one service or several.
Point us at the specific work: finance documents, a business plan, a debt capacity read, or any combination. Each is fixed-fee off the schedule on this site, and combining multiple services on the same matter attracts a bundle discount, quoted in writing at scoping. Financial due diligence is not on that list any more. We refer it out and make the introduction.
See the full fee scheduleWhat you get
Six things, stated plainly.
One schedule, the same for everyone
There is no referral rate and no channel rate. Your client pays the fee on the site, and so does everyone else, which means nothing you tell them can be contradicted by another adviser quoting the same work. Where a discount is agreed it happens at scoping, in writing, and never on a finance outcome.
Your client stays your client
We do not approach your client for anything beyond the work you referred. It is in our terms of engagement, not just on this page. Where a broker introduces the matter, the finance stays with that broker.
A fee before anyone commits
Send the numbers and we confirm the scope and a fixed fee in writing within two business days. No charge and no obligation for that, so there is nothing for you to warn a client about.
Something to hand over
A one page summary of the work and the fees, current because it is generated from the same schedule as the site. Nothing to keep reissuing when a fee changes.
A straight answer, including no
If the numbers do not work we say so in writing. A referrer who sends us a deal that should not proceed gets told that, which is the outcome that protects your relationship rather than ours.
A named route in
You deal with Nicholas directly rather than a general enquiry queue.
How it runs
Four steps, and you stay in the loop for all of them.
- 1
Tell us it is coming
A one line email or a call is enough. We will tell you straight away if it is not something we should take.
- 2
Your client sends the numbers
Through the scoping form or directly to us. You stay copied in unless your client would rather you did not.
- 3
Fixed fee in writing, two business days
Scope and fee confirmed before anything starts, straight off the schedule on this site.
- 4
The work, then the debrief
Your client gets the report, the workbook and a debrief call. You get a copy if your client wants you to have one.
Your client stays your client.
We do not approach a client you introduce for anything beyond the work you referred. It is in our terms of engagement rather than only on this page. Where a broker introduces the matter, the finance stays with that broker and The Lending Lab only takes clients who arrive without one.
Read the term itselfThe fee we confirm is the fee you pay.
We put a fixed fee in writing before any work starts. If the work turns out to be larger than we scoped it, that is our error and our cost, not yours. If your records are materially incomplete, we tell you before we start rather than after we invoice.
Which matters more to you than to us: a fee that moves after you have recommended someone is your problem before it is ours.
Start here
A conversation, not an agreement.
There is no contract to sign and no volume you have to commit to. The first conversation is about whether the work is useful to the clients you actually act for, which is a question we can usually answer in ten minutes.
If you would rather just send something and see how it goes, that is fine too. Call 0480 521 605 or book a time.
We do not make any claim, in either direction, about what a referrer receives. What is on this page is what your client gets. Anything else is a conversation between us, not a marketing line.